When Repair Makes Sense
- Age under 15 years — plenty of life left
- Damage limited to one area — a fallen branch or isolated leak
- Less than 30% of surface affected — beyond this, replacement math wins
- Single leak point — flashing failure around chimney or vent boot
Most minor NJ repairs cost $300-$1,500. Moderate repairs run $1,500-$4,000.
When Replacement Is Right
- Age 20+ years (asphalt) — underlying materials likely degraded even if it looks okay
- Widespread granule loss — protective layer is gone
- Multiple leaks in different areas — systemic failure
- Shingles curling/buckling across the roof — UV and thermal damage
- Repair costs exceeding $4,000 — better value from full replacement with warranty
- Selling your home — new roof adds $15,000-$25,000 in value
The 15-Year / 30% Rule
If your roof is over 15 years old AND more than 30% needs work, replacement almost always makes better financial sense. Full warranty, better efficiency, no compounding repair costs.
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